Chapter 13 Bankruptcy

Reorganization

Allows for an adjustment of most types of existing debt, lowering monthly payments to manageable levels and paid for a period of only 3 to 5 years. With a reorganization plan an individual can take apparent unmanageable debt, and transform it into payment plans, which after 3 or 5 years become paid off.

• Keep your property
• Stop Foreclosure
• Lower car loan interest rates
• Catch up on car or house arrears
• Stop garnishments

In emergency situations, our attorneys can act in a matter of days and acquire an Automatic Stay, which is designed to place a stop on foreclosures, evictions, repossessions, and garnishments.